FOR a family of average income, The extremely practical. Through expert planning, the floor space has been utilized to the best advantage. The broad area at the front of the house is a combination living and dining room. On the single floor there are also two comfortable bedrooms, a bath and a kitchen. There is also space for two large bedrooms in the attic for future completion. The kitchen and living room are at the front of the house, giving more privacy to the bed chambers.
Entrance is made from the front directly into the living room. The outstanding features of the room are the large picture window in the front and a wood panel open staircase to the attic. The living room may be quickly transformed into a combination living and dining room when the occasion warrants. There is sufficient space in the kitchen for a complete dinette set, so that except on special occasions all meals may be served here. An archway at the rear of the living room admits to the central foyer, from which a door gives access to all other rooms.
The kitchen is as modern and functional as any to be found in the most expensive homes. Scientifically designed, the working area is lined along two walls in the form of an "L." The sink, work counter and washing machine are arranged beneath numerous cupboards along one wall, while the range and refrigerator are along the other. Sufficient cabinet space is included to meet the requirements of the av- erage family of four. A convenient door at the end of the room admits directly to a side yard, where deliveries are made.
The two bedrooms at the rear each have double exposure and cross-ventilation. Each has one large "walk-in" closet.
The large bathroom is easily reached both from the living and sleeping quarters of the home. Modern designing and skillful workmanship have combined to make this bathroom one of the most interesting features of The Madison. The surfaces of the side walls and floor are made colorful by using ceramic tile in a variety of shades. The installation of tile here, or in the kitchen, is economical for the walls and floors and good for the life of the building. The prospect of having to refinish the bathroom within a few years is eliminated, and what is more, the problem of cleaning is made inconsequential.
Tile is available in many sizes, colors and shapes, so that the home builder may select the color scheme that best suits his individual taste and that will blend well with the fixtures. The lavatory, bathtub and toilet are all made of vitreous china, which will not stain or discolor over a long period of time. The medicine cabinet over the lavatory is equipped with plate glass shelves and a plate glass mirror has been attached to the face of the cabinet door. An economical feature of this is that it is located directly behind the kitchen sink wall, making it possible to use the same plumbing lines for the bath and kitchen.
The Madison is built on a concrete slab foundation with asphalt tile as the finished flooring material. Pipes are imbedded in the cement to provide radiant panel-heating. The entrance to the utility room, which contains an oil-fired heating plant, is in the rear of the house and is large enough for the storage of garden tools.
The car port at the side of the house is another feature of the home. Not only does its roof (a continuation of the house itself) protect the car, but it lengthens the house lines.
The price of The Madison is especially appealing and should be in the range of most persons of moderate income. At around $8,000 it is an exceptional bargain.
Numerous factors determine the price you should pay for a home. Obviously, your income is one of the prime considerations. Secondly, the extent of your mortgage after down payment is made will guide your decision. Thirdly, and possibly most important, your standard of living is a key factor.
One handy rule of thumb available to determine the price you can afford for a new home is the following: Estimate your annual income after taxes. Double this figure and you will arrive at the rough price you can safely pay.
Any rule, however, is greatly affected by the amount of down payment you can make. The larger the payment you can make the more expensive a house you can afford. Aside from this, though, is the very substantial savings in mortgage interest that will be yours. This adds up to a sizable figure over a 20- or 30-year mortgage period.
Remember, if you are accustomed to apartment living, the added costs above price that a home entails: mortgage interest, taxes, insurance, fuel and maintenance.
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